Health Articles

Health Insurance is one of smartest financial moves an individual or a family can make. Integrating mechanisms, such as assigning a single physician team captain for each patient and adopting common scheduling and other protocols, help ensure that well-coordinated, multidisciplinary care is delivered in a cost-effective and convenient way.\n\nMost need-based discounting policies are aimed at making health care more affordable for the millions of uninsured citizens who are not referral sources for the hospital. Apart from protecting yourself and your family from unexpected costs of hospital bills, one incentive you can get from health assurance or insurance plans is the benefit of tax.\n\nFor example, some of our colleagues at Partners HealthCare in Boston are testing innovative technologies such as tablet computers, web portals, and telephonic interactive systems for collecting outcomes data from patients after cardiac surgery or as they live with chronic conditions such as diabetes.\n\nWith reduced hospitalization of patients, the hospital might be better placed to reduce variable costs associated with the use of the facilities and safety might be enhanced because the possibility of the hospital exceeding capacity will be greatly reduced by having fewer patients in the facilities.\n\nIf it’s true that the insurance system leads us to focus on only our direct share of costs—rather than the total cost to society—it’s not surprising that insured families and uninsured ones would make similar decisions as to how much of their own money to spend on care, but very different decisions on the total amount to consume.