Many people understand that opioid addiction treatment is perhaps one of the only ways to ensure that individuals in need of medical help for substance abuse will begin to recover safely. Sadly, not enough individuals in the U.S. understand the benefits of these types of programs, and certainly not as many people who need treatment actually receive it. Though our government is attempting to ensure that more people get the help they need, many feel that more could be done.
The recent declaration that upgraded the country’s long-term opioid crisis to a serious public health emergency is changing the way many people look at the problem. It may also help more people get treatment, as it could make it easier for people covered under Medicare to seek out-of-network help and it could provide telemedicine to people in rural areas. However, according to Addictions.com, the problem could be addressed much more thoroughly—and people would be more likely to receive treatment for addiction—if the government were to declare the opioid crisis to be an actual state of emergency rather than a public health emergency.
A state of emergency could help us fight the opioid addiction crisis in a number of ways, from potentially making naloxone more accessible, especially to people in rural areas, to creating more support for medication-assisted treatment to even removing some of the stigma surrounding addiction. One of the most effective things this declaration could accomplish, however, is to make funding for addiction treatment more available.
Every year, thousands of individuals in the U.S. live with addiction and do not seek medical help available in the form of treatment. This is often due to the financial aspects of seeking care, especially when inpatient treatment (which is usually most effective) is the most expensive option. Declaring this crisis to be a national emergency could actually force treatment to become more affordable and make more people able to get the help they need in the form of medical care.
Sadly, it does not seem that the declaration of a public health emergency will create these same benefits or even similar ones. While the outcome could be helpful in some ways, the proposed changes barely scratch the surface when it comes to the severity of the opioid crisis. Also, when it comes to making sure more people have access to and will seek out safe, reliable, and professional care, a public health emergency does little to create change. This is why, more than ever before, people have begun to demand that the government declare the opioid addiction crisis a state of emergency, if for no other reason than to make treatment more accessible, more affordable, and more of an option for those who are living every day with addiction.
Making sure you or your loved one seeks rehab is paramount in the process of recovery and fighting opioid addiction. Don’t let the stigmas associated with addiction or the financial aspect of seeking treatment stop you from getting the help you need.
Life insurance seems like an unwanted and unnecessary expense until you begin to explore what the money can help cover in the case of an unexpected death. Below are a few of the ways that life insurance can make life easier for you and your family.
Obtaining the right amount of life insurance can help protect all of the assets you have spent years paying on. Cars, homes, RVs, motorcycles and other items can be protected from loss by having the right amount to finish making the necessary payments. It allows your family to retain the items that you have worked hard to buy and enjoy.
Every parent should have a life insurance policy that helps cover the financial costs of child-rearing in case of unexpected death. You do not want the worry of how your children will be supported if you are no longer in the picture. The younger your children are, the greater the policy amount needs to be. The funds can be held in a trust and used for basic expenses as well as college.
The average costs of a burial these days can easily exceed $8,000 to $10,000 dollars. You should carry enough life insurance to cover the costs of burial. No one wants to burden friends and family with final expense costs.
There are some types of life insurance that can be used to pay for long-term care in the case of a terminal illness. These costs can mount quickly. You do not want to leave these types of bills behind for your family to shoulder the burden. Planning ahead is the best way to enjoy complete peace of mind.
Life can be unpredictable, but bills are generally amounts owed that are as regular as sunrise and sunset. You do not want to leave high credit card debt behind, loan payments and other obligations that will place liens on your estate once you are gone and unable to make payments. You need to carry enough life insurance to pay off all debts and burial expenses. It will allow your family to move forward free of major debt.
Contact insurance experts like Fearnow Insurance to discuss your life insurance Wesley Chapel FL needs today!…